Service

Discharges & Transfer of Title

Updating Your Property Deeds Accurately

Ownership of a property is rarely completely static. Over time, financial milestones, family changes, or relationship transitions mean that the details held on your property’s title deeds need to be formally updated. At Corrigall Black, we provide efficient legal services to ensure your property records accurately reflect your current circumstances.

Whether you have successfully paid off your mortgage and need to clear the lender's name from your property, or you need to add or remove a name from the deeds, our solicitors handle the legalities smoothly and accurately with the Registers of Scotland.

How We Can Help You

Our Deed & Title Services

We look after all aspects of property title management, including:

Mortgage Discharges: Formally removing a bank or building society’s legal charge from your property deeds once your mortgage is fully paid off.
Transfer of Title (Gifting): Assisting parents or relatives who wish to legally gift property or transfer shares of a home to family members.
Matrimonial & Separation Transfers: Updating property ownership following a divorce or separation agreement to remove a former partner.
Adding a Partner to Deeds: Legally transferring a joint share of your home to a spouse, civil partner, or cohabitant.
Rectification of Titles: Correcting historic errors or anomalies discovered in your existing property deeds.

Our Process

Gathering Title Documents

We retrieve your current land certificates and title deeds from the Registers of Scotland or your lender.

Lender Coordination

For mortgage discharges, we contact your bank directly to secure their formal approval and sign-off.

Drafting New Deeds

For transfers of title, we carefully draft the Disposition (the Scottish legal document transferring property rights).

Tax Assessment

We assess whether the transfer triggers any Land and Buildings Transaction Tax (LBTT) or Capital Gains implications.

Official Registration

We submit the finalized documents to the Registers of Scotland to ensure your titles are updated correctly and permanently.

Update Your Property Records Today

Keeping your title deeds accurate and up to date prevents major legal headaches and delays whenever you decide to sell the property down the line. Get in touch with our team in Dunoon to discuss your requirements.